Major Medical Insurance
Comprehensive Health Coverage for Employers, Individuals & Families
Building Stronger Businesses Through Better Employee Benefits
At Black Onyx & Associates, we believe that a comprehensive health benefits program is one of the most valuable investments an employer can make. Offering quality Major Medical Insurance helps businesses attract and retain top talent, improve employee satisfaction, and support a healthier, more productive workforce.
Whether you're a small business, a growing organization, or a large employer, our team partners with you to design customized employee benefits solutions that align with your company's goals, budget, and workforce needs. We simplify the process by comparing leading insurance carriers and developing benefit strategies that provide exceptional value for both employers and employees.
From plan selection and implementation to annual renewals and ongoing support, Black Onyx & Associates serves as your trusted benefits advisor every step of the way.
Group Major Medical Solutions
We provide customized health insurance solutions for businesses of all sizes, including:
Employer-Sponsored Group Health Insurance
Small Business Health Plans
Mid-Size & Large Group Employee Benefits
PPO, HMO, EPO & High Deductible Health Plans (HDHP)
Health Savings Account (HSA) Compatible Plans
Affordable Care Act (ACA) Employer Solutions
Executive & Voluntary Benefit Strategies
Annual Renewal Consulting & Employee Enrollment Support
A Benefits Strategy Designed Around Your Business
Every organization is unique. That's why we take the time to understand:
Your company goals and budget
Employee demographics and healthcare needs
Employer contribution strategies
Preferred provider networks
Prescription coverage requirements
Compliance considerations
Long-term benefits planning and cost management
Our goal is to build a benefits package that protects your employees while helping your organization remain competitive in today's marketplace.
Individual & Family Major Medical Insurance
Life changes, and your health insurance should keep up with you. Whether you're self-employed, between jobs, retiring early, or simply looking for better coverage, Black Onyx & Associates can help you find the right individual or family health plan.
We work with multiple insurance carriers to compare coverage options and recommend plans based on your healthcare needs, budget, preferred doctors, prescription medications, and long-term financial goals.
Our individual solutions include:
Individual Health Insurance
Family Health Plans
Affordable Care Act (ACA) Marketplace Plans
PPO, HMO, EPO & HDHP Options
HSA-Compatible Plans
Coverage for Self-Employed Professionals and Entrepreneurs
Why Choose Black Onyx & Associates?
Choosing the right health insurance is about more than selecting a plan—it's about having a trusted advisor who is committed to your success.
When you partner with Black Onyx & Associates, you receive:
Personalized Benefits Consulting
Access to Leading National & Regional Insurance Carriers
Customized Employer & Individual Solutions
Employee Enrollment & Education Support
Year-Round Client Service & Claims Assistance
Annual Benefits Reviews & Renewal Planning
Dedicated Advocacy for Employers and Their Employees
We take pride in building long-term relationships by delivering knowledgeable guidance, responsive service, and customized insurance solutions that protect what matters most.
Your Trusted Benefits Partner
Whether you're an employer looking to strengthen your employee benefits program or an Individual searching for the right health insurance coverage, Black Onyx & Associates is here to help you make informed decisions with confidence.
Together, we'll create a health insurance strategy that supports your goals today and provides protection for tomorrow.
Black Onyx & Associates
Coverage That Cares. Protection You Can Trust.